The first step is to click “Build Your Plan” at the top of the home page to select your desired Planned-Spend Account option.
You can build your own Planned-Spend Account by selecting a monthly payout amount and a plan term. Monthly payout options range from $200/month to $2000/month, and plan terms range from 3 to 7 years. Once you’ve chosen your desired monthly payout and term, our Plan Builder will calculate the lump sum needed to open your Planned-Spend Account. From there, select “Choose Plan & Continue” to proceed with the online application.
Once you’ve successfully applied for your Planned-Spend Account and Relay Card, download the Relay app from the App Store or Google Play, which will allow you to monitor your monthly payouts, Relay Card balance, and cash-back rewards.