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Should I use a PIN for making purchases, since it says "debit" on the Relay Card?

Your Relay Card may be used everywhere Visa debit cards are accepted. You can make purchases by selecting “debit” and entering your PIN number or by selecting “credit” and signing your signature.

When you spend monthly payouts on your Relay Card, you may earn cash-back rewards on all purchases, except when you enter a PIN or make an ACH transfer. You will not earn cash-back rewards on purchases you make when you enter your PIN, on cash withdrawals, or on any additional (non-Planned-Spend Account) funds loaded directly onto the Relay Card.

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