Questions? We have answers.

What does Relay provide?

Relay consists of three components:

  1. Relay Planned-Spend Account
  2. Relay Card
  3. Relay Cashback Rewards

When you enroll in Relay, you simultaneously open both a Planned-Spend Account and a Relay Card account. The Planned-Spend Account is funded at enrollment with a one-time, lump sum. Each month, a set payout is pulled from your Planned-Spend Account and loaded onto your Relay Card.

When you spend your monthly payouts on purchases, you’ll earn incredible cashback rewards. The only exception is if you withdraw money, enter a PIN, or make an ACH transfer. Your cashback rate is determined by the specific Planned-Spend Account you choose at enrollment. Relay offers plans options with terms ranging between 3 and 7 years in duration.

When you’re a Relay customer:

  • You have a tool to help you purchase everyday expenditures.
  • You can earn incredible cashback rewards.
  • You can earn competitive interest on the balance of your Planned-Spend Account.  
Was this article helpful?
0 out of 0 found this helpful
Have more questions? Submit a request

Articles in this section