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Who is behind Relay?

The Relay team consists of insurance and financial technology experts that share a mission to help consumers meet their financial goals and augment their purchasing power by offering a suite of intuitive digital products.

Relay is operated promoted and administered by Tomorrow Loyalty Services, LLC, a wholly-owned subsidiary of Group1001, an insurance holding company in the United States with assets under management of $36 billion of September 30, 2018.

Relay is made possible with the help of our partners:

  • The Relay Planned-Spend Account is an immediate annuity, form number GLA-SPIA-RL-01 or a variation of such, issued by Guggenheim Life and Annuity Company (“Guggenheim Life”), which is headquartered in Indianapolis, Indiana. Guggenheim Life is a Delaware-domiciled insurance company (d/b/a Guggenheim Life and Annuity Insurance Company in California; NAIC #83607). Relay and/or certain features may not be available in all states. Guggenheim Life is currently licensed and authorized to do business in 49 states (all states except New York), the District of Columbia and Puerto Rico. The Relay Planned-Spend Account is not FDIC insured, is not guaranteed by Sunrise Banks N.A., is not a deposit account, and may lose value.
  • The Relay rewards program is offered to cardholders by Sunrise Banks, N.A. and administered by Urban FT, Inc. under license by Tomorrow Loyalty Services, LLC.  
  • The Relay Visa® Prepaid Card (“Relay Card”) is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Relay Card may be used everywhere Visa® debit cards are accepted. Use of the Relay Card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
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